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Centy vs Xero

Xero is a favourite for cloud accounting — many Kenyan finance teams still export payroll batches and stock to spreadsheets.

Excellent for accountant-led bookkeeping. Centy suits operators who want inventory, payroll, and M-Pesa inside the same system their CFO trusts.

What finance teams askCentyXero
Operational ERPFinance, people, and operations connected to one ledgerStrong accounting; HR and warehouse depth via ecosystem
M-PesaNative disbursement and reconciliation workflowsBank rules and marketplace apps for M-Pesa
Statutory payrollIn-platform templates for Kenya, Uganda, and TanzaniaFrequently paired with external payroll tools per country
Inventory controlMulti-warehouse stock and costingBasic inventory or add-on dependent
Built for AfricaPayment rails and compliance designed for East & West AfricaGlobal product; local depth via partners and apps

Walk through your chart of accounts, payroll rules per country, and mobile-money flows with our team — we will show how Centy maps to your entity structure.

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